Having a baby
September 9, 2025
New babies are a wonderful addition to your life. Planning ahead for parenthood can help you give your growing brood the best of everything.
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At Cogniti we are here to support you in your financial journey. We have many years experience working with small businesses and those in the medical, dental, allied health and veterinary industries.
We provide services to clients across Australia.
We are accountants and financial advisers for small businesses and those in the medical, dental, allied health, and veterinary industries.
We assist our clients with their tax affairs, business advice, and wealth advice.
We assist our clients with their annual tax returns and financial statements, and other obligations such as BAS, GST and FBT.
We provide advice on accounting systems (including the latest cloud software), legal structures (including companies and trusts), starting a business and more.
Our financial advice covers superannuation, self-managed super funds (SMSFs), insurances, estate planning, and investing in residential property, shares, ETFs, and other options.
New babies are a wonderful addition to your life. Planning ahead for parenthood can help you give your growing brood the best of everything.
One of the keys drivers of happiness in retirement is the peace of mind that comes from financial security. However, US tariff announcements since the start of April have added uncertainty to financial markets, adding an extra layer of complexity for many retirees.
Policy positions have fluctuated as tariffs are paused, reversed or adjusted, leaving markets prone to volatility with sharp drops and rebounds. So, what can this market volatility mean for retirees and their retirement income?
US tariffs are chaotic, poorly targeted, and economically damaging. This article unpacks the flawed logic, contradictory goals, and rising global risks caused by America’s trade policies—highlighting implications for growth, inflation, and markets.
If your partner is earning a low income, working part-time, or currently unemployed, boosting their super could be a smart financial move for both of you. We’ll explore how the spouse contributions tax offset works and how it differs from contribution splitting.